Eden Godinez
AI
Fragmented Zoning Data, Not Bureaucracy, Slows Permitting in U.S. Cities
Slow permitting is often blamed on planning departments stalling development projects. Shital “Al” Dhakal, founder of land use data platform Conflation Labs, says the...
Capital
Low HOA and Condo Reserves Can Block Mortgage Approval for Qualified U.S. Buyers
A creditworthy buyer can now be denied a mortgage over something outside their own financial record: low reserves in their homeowners association (HOA) or...
Capital
As Property Data Gets Easier to Find, the Legal Bar for What Agents “Should Have Known” Is Shifting
State disclosure laws vary widely. Some states require sellers to complete detailed property condition forms. Others require sellers to volunteer almost nothing. But in...
AI
U.S. Mortgage Guidelines Built for the 1960s Are Failing Gig Economy Borrowers
American mortgage underwriting assumes borrowers have a single employer and a steady paycheck. That assumption has not kept pace with today’s workforce, says Pavan...
Capital
Virtual Staging Is Moving Into Pre-Listing Renovation Decisions – Not Just Marketing
Agents and sellers are beginning to use virtual staging technology to decide which physical improvements to make before a home hits the market –...
AI
MLS Data Governance May Be the Industry’s Last Chance to Own the Intelligence It Creates
For decades, the multiple listing service model has relied on a simple exchange: brokers contribute data, and in return, they gain access to a...
Capital
A Bad Retail Lease Can Cost Six Figures to Unwind – and the Risk Is Rising
The financial consequences of opening a retail store in the wrong location are far steeper than most small business owners anticipate – and the...
Capital
Quebec, Canada’s Rental Market Favors Heritage Buildings Over Generic Renovations
A wave of nearly identical modern renovations has flooded Quebec’s rental market. Tenants are increasingly passing on these units in favor of buildings with...